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Alabama real estate contract deadlines

The default deadlines in Alabama's standard purchase contract, how each one is counted, the holidays that move them, and a free calculator.

Built from the published standard contract.Not yet checked by a Alabama TC. Check each date against your contract. Work with this contract every day? Help us check it and get 25 free transactions.

Calculate your dates

Acceptance date Closing date Financing

Your contract's numbers

Change any number to match your contract. Blank uses the form's default.

Earnest money due days, no defaultInspection period days, form default 14Financing deadline days, no defaultPre-approval letter days, form default 5Evidence of insurance days, form default 7Repair request / cancel (after inspection) days, form default 3Seller's repair response days, form default 3Buyer's reply to seller days, form default 2Proof of funds (cash purchase) days, form default 5Response to a low appraisal days, form default 3

Enter the acceptance date to see your deadlines.

Some deadlines count from when a document arrives (like the seller's disclosures). Closima starts those when you file the document.

Default deadlines

From the Alabama REALTORS Residential Purchase Agreement (2026 forms; modeled on Rev 9/2025).

Deadline	When it's due
Earnest money delivery date	The number of days in your contract, counted from acceptance
Inspection period ends	14 days after acceptanceYour contract can change the number
Financing deadlineFinanced	The number of days in your contract, counted from acceptance
Financing applied for, pre-approval letter to sellerFinanced	5 days after acceptanceYour contract can change the number
Evidence of homeowner's insurance	7 days after acceptanceYour contract can change the number
Buyer cancels or requests repairs (after the inspection period)	3 days after acceptance, counting from 14 days after acceptanceYour contract can change the number
Seller responds to the repair request	3 days after the repair request was deliveredYour contract can change the number
Buyer accepts or cancels after the seller's answer — at the latest	2 days after the seller's response time endedYour contract can change the number
Proof of funds to seller (cash purchase)Cash	5 days after acceptanceYour contract can change the number
Buyer's response if the appraisal is low	3 days after the appraisal arrivedYour contract can change the number
Closing	Closing date

Business days and holidays

Business days skip weekends and these Alabama holidays. A deadline counted in business days never lands on one.

2026

New Year's DayThu, Jan 1
Martin Luther King Jr. DayMon, Jan 19
Presidents' DayMon, Feb 16
Alabama holidayMon, Apr 27
Memorial DayMon, May 25
Alabama holidayMon, Jun 1
Independence Day (observed)Fri, Jul 3
Labor DayMon, Sep 7
Columbus DayMon, Oct 12
Veterans DayWed, Nov 11
ThanksgivingThu, Nov 26
Christmas DayFri, Dec 25

2027

New Year's DayFri, Jan 1
Martin Luther King Jr. DayMon, Jan 18
Presidents' DayMon, Feb 15
Alabama holidayMon, Apr 26
Memorial DayMon, May 31
Alabama holidayMon, Jun 7
Independence Day (observed)Mon, Jul 5
Labor DayMon, Sep 6
Columbus DayMon, Oct 11
Veterans DayThu, Nov 11
ThanksgivingThu, Nov 25
Christmas Day (observed)Fri, Dec 24

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Forward the signed contract. Closima reads it, sets every deadline, and you check and adjust them. Your first 3 transactions are free.

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Nearby on the list

These are the printed defaults of the standard form. Your signed contract and its addenda control, and the numbers often change from deal to deal. Always check each date against your contract. This page is general information, not legal advice. Last updated October 2026.