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Missouri real estate contract deadlines

The default deadlines in Missouri's standard purchase contract, how each one is counted, the holidays that move them, and a free calculator.

Built from the published standard contract.Not yet checked by a Missouri TC. Check each date against your contract. Work with this contract every day? Help us check it and get 25 free transactions.

Calculate your dates

Acceptance date Closing date Financing

Your contract's numbers

Change any number to match your contract. Blank uses the form's default.

Earnest money due days, form default 5Inspection period days, form default 10Appraisal notice days, form default 25Loan contingency days, form default 25Seller's Disclosure Statement due days, form default 1Buyer's disclosure review days, form default 3

Enter the acceptance date to see your deadlines.

Some deadlines count from when a document arrives (like the seller's disclosures). Closima starts those when you file the document.

Default deadlines

From the Missouri REALTORS Residential Sale Contract (RES-2000, rev. 12/2024); St. Louis #2090 and Kansas City KCRAR forms also common.

Deadline	When it's due
Earnest money to escrow agent	5 days after acceptanceYour contract can change the number
Inspection notice due (inspection period)	10 days after acceptanceYour contract can change the number
Appraisal notice (if selected)	25 days after acceptanceYour contract can change the number
Loan contingency deadline (5:00 pm)Financed	25 days after acceptanceYour contract can change the number
Seller's Disclosure Statement delivered	1 day after acceptanceYour contract can change the number
Buyer's review of the Seller's Disclosure Statement ends	3 days after the Seller's Disclosure Statement arrivedYour contract can change the number
Closing	Closing date

Business days and holidays

Business days skip weekends and these Missouri holidays. A deadline counted in business days never lands on one.

2026

New Year's DayThu, Jan 1
Martin Luther King Jr. DayMon, Jan 19
Missouri holidayThu, Feb 12
Presidents' DayMon, Feb 16
Missouri holidayFri, May 8
Memorial DayMon, May 25
JuneteenthFri, Jun 19
Independence DaySat, Jul 4
Labor DayMon, Sep 7
Columbus DayMon, Oct 12
Veterans DayWed, Nov 11
ThanksgivingThu, Nov 26
Christmas DayFri, Dec 25

2027

New Year's DayFri, Jan 1
Martin Luther King Jr. DayMon, Jan 18
Missouri holidayFri, Feb 12
Presidents' DayMon, Feb 15
Missouri holidaySat, May 8
Memorial DayMon, May 31
JuneteenthSat, Jun 19
Independence Day (observed)Mon, Jul 5
Labor DayMon, Sep 6
Columbus DayMon, Oct 11
Veterans DayThu, Nov 11
ThanksgivingThu, Nov 25
Christmas DaySat, Dec 25

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Nearby on the list

These are the printed defaults of the standard form. Your signed contract and its addenda control, and the numbers often change from deal to deal. Always check each date against your contract. This page is general information, not legal advice. Last updated October 2026.