New York real estate contract deadlines
The default deadlines in New York's standard purchase contract, how each one is counted, the holidays that move them, and a free calculator.
Calculate your dates
Your contract's numbers
Change any number to match your contract. Blank uses the form's default.
Enter the acceptance date to see your deadlines.
Default deadlines
From the Attorney-drafted Residential Contract of Sale (NYSBA form) downstate; REALTOR/bar forms with attorney approval upstate (e.g. GRAR Rochester Rev. 10/2025, Buffalo BNAR/Erie Bar 3/2018).
| Deadline | When it's due |
|---|---|
| Attorney approval (upstate forms) | The number of business days in your contract, counted from acceptance |
| Downpayment (on signing) | On acceptance |
| Mortgage commitment dateFinanced | The number of days in your contract, counted from acceptanceMoves to the next business day if it lands on a weekend or holiday |
| Buyer may cancel if no mortgage commitment (5 business days after the Commitment Date)Financed | 5 business days after acceptance, counted from a date set in your contract |
| Closing (on or about) | Closing dateMoves to the next business day if it lands on a weekend or holiday |
Business days and holidays
Business days skip weekends and these New York holidays. A deadline counted in business days never lands on one.
2026
- New Year's DayThu, Jan 1
- Martin Luther King Jr. DayMon, Jan 19
- New York holidayThu, Feb 12
- Presidents' DayMon, Feb 16
- Memorial DayMon, May 25
- JuneteenthFri, Jun 19
- Independence DaySat, Jul 4
- Labor DayMon, Sep 7
- Columbus DayMon, Oct 12
- New York holidayTue, Nov 3
- Veterans DayWed, Nov 11
- ThanksgivingThu, Nov 26
- Christmas DayFri, Dec 25
2027
- New Year's DayFri, Jan 1
- Martin Luther King Jr. DayMon, Jan 18
- New York holidayFri, Feb 12
- Presidents' DayMon, Feb 15
- Memorial DayMon, May 31
- JuneteenthSat, Jun 19
- Independence Day (observed)Mon, Jul 5
- Labor DayMon, Sep 6
- Columbus DayMon, Oct 11
- New York holidayTue, Nov 2
- Veterans DayThu, Nov 11
- ThanksgivingThu, Nov 25
- Christmas DaySat, Dec 25
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These are the printed defaults of the standard form. Your signed contract and its addenda control, and the numbers often change from deal to deal. Always check each date against your contract. This page is general information, not legal advice. Last updated October 2026.