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New Jersey real estate contract deadlines

The default deadlines in New Jersey's standard purchase contract, how each one is counted, the holidays that move them, and a free calculator.

Built from the published standard contract.Not yet checked by a New Jersey TC. Check each date against your contract. Work with this contract every day? Help us check it and get 25 free transactions.

Calculate your dates

Acceptance date Closing date Financing

Your contract's numbers

Change any number to match your contract. Blank uses the form's default.

Attorney review business days, form default 3Initial deposit business days, form default 5Inspection period (after attorney review) days, form default 14Mortgage commitment (after attorney review) days, form default 30

Enter the acceptance date to see your deadlines.

Default deadlines

From the NJ REALTORS Standard Form of Real Estate Sales Contract, Form 118-Statewide.

Deadline	When it's due
Attorney review ends	3 business days after acceptanceYour contract can change the number
Initial deposit	5 business days after acceptanceYour contract can change the number
Mortgage applicationFinanced	10 days after acceptance, counting from 3 business days after acceptance
Inspection reports to seller	14 days after acceptance, counting from 3 business days after acceptanceYour contract can change the number
Mortgage commitment dateFinanced	30 days after acceptance, counting from 3 business days after acceptanceYour contract can change the number
Closing	Closing date

Business days and holidays

Business days skip weekends and these New Jersey holidays. A deadline counted in business days never lands on one.

2026

New Year's DayThu, Jan 1
Martin Luther King Jr. DayMon, Jan 19
New Jersey holidayThu, Feb 12
Presidents' DayMon, Feb 16
New Jersey holidayFri, Apr 3
Memorial DayMon, May 25
JuneteenthFri, Jun 19
Independence DaySat, Jul 4
Labor DayMon, Sep 7
Columbus DayMon, Oct 12
New Jersey holidayTue, Nov 3
Veterans DayWed, Nov 11
ThanksgivingThu, Nov 26
Christmas DayFri, Dec 25

2027

New Year's DayFri, Jan 1
Martin Luther King Jr. DayMon, Jan 18
New Jersey holidayFri, Feb 12
Presidents' DayMon, Feb 15
New Jersey holidayFri, Mar 26
Memorial DayMon, May 31
Juneteenth (observed)Fri, Jun 18
Independence Day (observed)Mon, Jul 5
Labor DayMon, Sep 6
Columbus DayMon, Oct 11
New Jersey holidayTue, Nov 2
Veterans DayThu, Nov 11
ThanksgivingThu, Nov 25
Christmas DaySat, Dec 25

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Nearby on the list

These are the printed defaults of the standard form. Your signed contract and its addenda control, and the numbers often change from deal to deal. Always check each date against your contract. This page is general information, not legal advice. Last updated October 2026.