Virginia real estate contract deadlines
The default deadlines in Virginia's standard purchase contract, how each one is counted, the holidays that move them, and a free calculator.
Calculate your dates
Your contract's numbers
Change any number to match your contract. Blank uses the form's default.
Enter the acceptance date to see your deadlines.
Some deadlines count from when a document arrives (like the seller's disclosures). Closima starts those when you file the document.
Default deadlines
From the Virginia REALTORS Residential Purchase Contract, Form 600 (07-2026); NVAR K1321 (v07/26) in Northern Virginia.
| Deadline | When it's due |
|---|---|
| Deposit to escrow agent | The number of days in your contract, counted from acceptance |
| Loan applicationFinanced | 5 business days after acceptance |
| Home inspection contingency (addendum) | The number of days in your contract, counted from acceptance |
| Financing commitmentFinanced | The number of days in your contract, counted from acceptance |
| Walk-through | Closing dateYour contract can change the number |
| Buyer may terminate after a late disclosure statement (3 days; 5 if mailed) | 3 days after the disclosure statement arrivedYour contract can change the number |
| Resale certificate review ends (buyer may cancel)HOA | 3 days after the resale certificate arrivedYour contract can change the number |
| Settlement | Closing date |
Business days and holidays
Business days skip weekends and these Virginia holidays. A deadline counted in business days never lands on one.
2026
- New Year's DayThu, Jan 1
- Martin Luther King Jr. DayMon, Jan 19
- Presidents' DayMon, Feb 16
- Memorial DayMon, May 25
- JuneteenthFri, Jun 19
- Independence Day (observed)Fri, Jul 3
- Labor DayMon, Sep 7
- Columbus DayMon, Oct 12
- Virginia holidayTue, Nov 3
- Veterans DayWed, Nov 11
- ThanksgivingThu, Nov 26
- Day after ThanksgivingFri, Nov 27
- Christmas DayFri, Dec 25
2027
- New Year's DayFri, Jan 1
- Martin Luther King Jr. DayMon, Jan 18
- Presidents' DayMon, Feb 15
- Memorial DayMon, May 31
- Juneteenth (observed)Fri, Jun 18
- Independence Day (observed)Mon, Jul 5
- Labor DayMon, Sep 6
- Columbus DayMon, Oct 11
- Virginia holidayTue, Nov 2
- Veterans DayThu, Nov 11
- ThanksgivingThu, Nov 25
- Day after ThanksgivingFri, Nov 26
- Christmas Day (observed)Fri, Dec 24
Let Closima run these deadlines for you
Forward the signed contract. Closima reads it, sets every deadline, and you check and adjust them. Your first 3 transactions are free.
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These are the printed defaults of the standard form. Your signed contract and its addenda control, and the numbers often change from deal to deal. Always check each date against your contract. This page is general information, not legal advice. Last updated October 2026.
