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Oklahoma real estate contract deadlines

The default deadlines in Oklahoma's standard purchase contract, how each one is counted, the holidays that move them, and a free calculator.

Built from the published standard contract.Not yet checked by a Oklahoma TC. Check each date against your contract. Work with this contract every day? Help us check it and get 25 free transactions.

Calculate your dates

Acceptance date Closing date Financing

Your contract's numbers

Change any number to match your contract. Blank uses the form's default.

Time Reference Date (days after signing) days, no defaultInspection period days, form default 10Conditional loan approval days, form default 10Response to a low appraisal days, form default 3

Enter the acceptance date to see your deadlines.

Some deadlines count from when a document arrives (like the seller's disclosures). Closima starts those when you file the document.

Default deadlines

From the Oklahoma Uniform Contract of Sale of Real Estate – Residential Sale (OREC, 01-01-2026).

Deadline	When it's due
Earnest money delivered	3 days after acceptanceMoves to the next business day if it lands on a weekend or holiday
Investigations, inspections and reviews end	10 days after acceptance, counting from 3 days after acceptanceYour contract can change the number
Conditional loan approval letter to sellerFinanced	10 days after acceptance, counting from 3 days after acceptanceYour contract can change the number
Buyer's response if the appraisal is low (conventional and USDA)	3 days after the appraisal arrivedYour contract can change the number
Closing	Closing date

Business days and holidays

Business days skip weekends and these Oklahoma holidays. A deadline counted in business days never lands on one.

2026

New Year's DayThu, Jan 1
Martin Luther King Jr. DayMon, Jan 19
Presidents' DayMon, Feb 16
Memorial DayMon, May 25
Independence Day (observed)Fri, Jul 3
Labor DayMon, Sep 7
Veterans DayWed, Nov 11
ThanksgivingThu, Nov 26
Day after ThanksgivingFri, Nov 27
Christmas DayFri, Dec 25

2027

New Year's DayFri, Jan 1
Martin Luther King Jr. DayMon, Jan 18
Presidents' DayMon, Feb 15
Memorial DayMon, May 31
Independence Day (observed)Mon, Jul 5
Labor DayMon, Sep 6
Veterans DayThu, Nov 11
ThanksgivingThu, Nov 25
Day after ThanksgivingFri, Nov 26
Christmas Day (observed)Fri, Dec 24

Let Closima run these deadlines for you

Forward the signed contract. Closima reads it, sets every deadline, and you check and adjust them. Your first 3 transactions are free.

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Nearby on the list

These are the printed defaults of the standard form. Your signed contract and its addenda control, and the numbers often change from deal to deal. Always check each date against your contract. This page is general information, not legal advice. Last updated October 2026.